Ensuring that your wealth benefits the people you care about, and minimising any potential inheritance tax (IHT) liability, takes careful planning and regular reviews as your wealth grows, your life evolves and tax rules change.
Estate planning is not solely about what happens after your death. It also helps you make decisions about what to distribute, and when, during your lifetime. Planning how to manage (and when to spend) your cash, investments, pension funds and property allows you to make the most effective use of tax-free allowances and funds which sit outside your estate for IHT purposes.
Whatever your age now, if you have accumulated significant assets, it is never too early to consider how to pass them on. As your assets grow, your position may change, so we recommend annual reviews to keep your plan in line with your wealth, wishes, and current tax rules.
But we also understand that it can be a difficult subject to talk about.
Our confidential, tailored advice will help you to feel more comfortable discussing sensitive issues with your loved ones. We’ll help you to refine your ideas about how best to help those you care about most, while ensuring that you don’t lose sight of whose wealth it is in the first place. We’ll give you the confidence that the people you choose will get the most benefit from your wealth, while ensuring that you retain the control and access to your assets that you need during your lifetime.
Rebecca used her expertise to explain all options and guide us through the process. Her knowledge was invaluable and we are very happy with the outcome.
Kinnary has been very helpful, always quick to answer any emails and patient to explain details and financial terminology.
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